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ADVANTAGES

  • An administrative benefit: having many loans under one package
  • Usually include 100% offset
  • Choice of any loan products within the package eg. fixed, variable, interest only, line of credit
  • Discounts on the Standard Variable Rate
  • Application fees and valuation fees are usually waived
DISADVANTAGES

  • Yearly fee of at least $300

 

 

Professional Packages

For one yearly fee you can maintain many loans in the one package. You also receive a discount off the standard variable rate depending on the total borrowing of your combined loans. There can be significant savings in money saved and benefits offered with such a package. This is a popular loan-type for professionals wanting to manage their loans. particularly if they are looking at adding an investment property to their portfolio.

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