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  • Ease in accessing money including ATM access and a cheque facility
  • Extra repayments allowed at any time
  • Flexibility

  • Higher interest rate than most other loans
  • Undisciplined borrowers may never reduce the principle amount on their loan

Line of Credit

With a Line of Credit, you have the flexibility of accessing your funds to an approved limit at any time. Your salary can be paid directly into your loan account and you can access the loan like a credit card. You can use the Line of Credit to purchase another house, go on a holiday, purchase shares, a new car, home renovations and so on.

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