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Construction Loans

These loans are sometimes separate, other times part of another loan. They are designed for people looking to build a new home on their own land, those wanting to buy a house and land package, borrowers who want to renovate their own home or an investment property and small scale property development (usually three or less units on one property).

With the majority of Construction loans, you make interest only repayments during construction. After construction is complete, you may have a choice of options depending on the lender, including continuing with interest only repayments or principle and interest repayments.

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